Obligo’s 2025 Wrapped: A Year of Momentum, Milestones & Meaningful Innovation

Looking back at 2025, we’re celebrating a year defined by growth, bold product advancements, and a deepened commitment to improving the rental experience for both property managers and renters. From launching a redesigned site to welcoming new property management software partners, here’s everything we accomplished together.
Expanding Our Network: New Property Management Software Partners
A huge highlight of 2025 was the expansion of Obligo’s integrations with leading property management systems. Our best-in-class, API-first deposit solutions make us the software partner of choice for all the leading property management softwares, including:

After extensive collaboration, our embedded Yardi solution officially went live, marking a major milestone in bringing flexible deposit solutions directly into one of the industry’s most widely used platforms. With this launch, operators can seamlessly adopt Obligo with minimal change management, while renters benefit from a smooth, native experience inside RentCafe Living, and even integrated into Yardi’s rewards program, making participation more intuitive and more valuable for residents. Learn more.

In November, we announced our partnership with RealPage, bringing our deposit solutions directly into OneSite workflows. The experience makes it even easier to streamline leasing, improve resident satisfaction, and eliminate deposit headaches. As RealPage sunsetted its Deposit Insurance offering, Obligo stepped in as their preferred deposit solution, giving RealPage users access to its flexible alternative that integrate smoothly into existing workflows. This strengthened partnership not only streamlines operations for property teams but also delivers a clearer, more modern move-in experience for renters, solidifying Obligo’s role as the trusted deposit solution within one of the industry's most influential ecosystems.

Embedded (Live Mid-January)
Rounding out the year, we have been working closely with the Buildium team on a brand new fully embedded experience launching at the start of 2026. This new experience builds on our great partnership with Buildium, demonstrated by Obligo being Featured Partner of 2025
These partnerships strengthen Obligo’s role as the flexible, sustainable deposit alternative renters and property managers actually enjoy using. As Obligo leads the way in renter-friendly deposit solutions, we thank all our great partners for their collaboration.

Product Highlights: Building Tools to Power Better Renting
2025 was a big product year, focused on giving renters more choice and property teams more control.
A New Embedded, End-to-End Solution to Reinvent Security Deposits
Cash deposit handling has long been a costly and cumbersome process for property managers. Our new capabilities empower partners to remove the burden of security deposits entirely with Obligo, with a truly end-to-end solution. Obligo renters will enjoy a seamless move-in with digital payments and refunds - no checks, no snail mail. Learn more.
New Renter Options: Reduced Deposits & Deposit-In-Installments
We introduced new pathways for renters to qualify and participate, helping more residents access flexible move-in alternatives. Operators can now offer Reduced Deposit and Deposit-In-Installments as part of a single, unified platform, expanding flexibility without sacrificing protection.

Smart Record Closures to Improve Move-Out Processes and Resident Experience
Our Smart Record Closure feature officially went live this year, delivering a major leap forward in compliance automation for our property partners. Built with intelligent reconciliation and jurisdiction-specific logic, Smart Record Closure automatically identifies and closes Obligo accounts in accordance with each portfolio’s unique requirements.
The result is a dramatic reduction in manual review, fewer compliance risks, and significantly cleaner books, freeing teams to focus on higher-impact work while ensuring every record is handled with accuracy and confidence.
Making Qualification More Clear & Easy
This year we added another powerful tool to the onboarding experience: the Pre-Qualification Tool. With a simple, frictionless way to verify renter eligibility before move-in, property teams can help set expectations earlier in the leasing flow. We also added more ways to qualify for Obligo options. It’s another way Obligo reduces operational friction, so property teams can work smarter, not harder.

A New Look for a New Era: Our Redesigned Site
This year, we unveiled Obligo’s fully redesigned website, anchored by a major milestone: our new Obligo.com domain. This site upgrade strengthens our brand presence and ensures a cleaner, digital experience for renters and operators alike.
The new site was built to better tell our story, showcase partner success, and offer a smoother path to discovering our flexible deposit solutions. Obligo.com reflects our evolution as the industry’s trusted financial technology partner and sets the stage for the next chapter of our growth.
We also rolled out one of our most-requested resources: the Security Deposit Law Center: a centralized, easy-to-use hub that breaks down deposit laws in every state. With clear language, up-to-date guidance, and easy state-by-state navigation, the Security Deposit Law Center has become a trusted reference for anyone looking to confidently navigate the world of security deposits.

A Big Year for Brand: From Billboards to Booths
In 2025, Obligo showed up louder and prouder than ever. Our Renter’s Trust Award billboard campaign lit up key metros across the country, putting deposit alternatives on the big screen and reinforcing our mission to bring trust, transparency, and flexibility to renting. The campaign drove national awareness and spotlighted the real operational challenges our solutions help solve.
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At the same time, we made a major impact on the conference floor. Whether at National Apartment Association Apartmentalize, National Multifamily Housing Council OpTech, or regional property management and renter events, our conference presence stood out with sleek booth design, immersive demos, interactive content, speaking engagements, and a high-energy team. Crowds gathered, conversations sparked, and the message was clear: Obligo is elevating the standard for what renters and operators can expect from deposit solutions in the industry.

Together, these brand moments helped cement 2025 as a year where Obligo not only innovated, but also truly made its mark.
Strengthening Our People & Culture
AI Officers
This year, we introduced AI Officers across all departments, a forward-looking move that embeds intelligent tooling and support throughout our organization.
New Additions
We also welcomed 14 incredible new teammates across product, engineering, sales, customer success, and more. Their talent and energy have helped accelerate our growth and bring fresh ideas to the forefront.

Fun in Alignment
At Obligo, alignment isn’t just about strategy, it’s about people coming together, sharing ideas, and having a whole lot of fun along the way. Our QBRs brought teams across departments into one room (virtual or otherwise) to reflect, recalibrate, and rally around the goals ahead. These sessions were energizing, sparking new ideas and strengthening cross-team collaboration. No Obligo quarter would be complete without Obligrub dinners. Whether gathered around a long table or exploring a new local spot, these meals gave us time to unwind, laugh, and enjoy the company of the people who make our mission possible.

Here’s to 2026
2025 was a year of growth, grit, and groundbreaking innovation. We’re grateful to every partner, team member, and renter who has joined us on this journey. Thank you!
Here’s to an even more impactful 2026, full of smarter tools, new and exciting partnerships, and our continued mission to power the financial future of renting.
Stay tuned, more big announcements coming very soon…

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